Nobody wants to file for bankruptcy. But it is an option for those for whom there may be no better choice.

If bankruptcy is the chosen option, for consumers the choices are a Chapter 7 (Liquidation) or a Chapter 13 (Reorganization).

The determination of which bankruptcy option to choose should be made with the guidance of your attorney. The selection of the type of bankruptcy you file depends on many important factors including your income, your assets, when you incurred debt, and the amount of debt. Our firm provides careful analysis and guidance regarding your financial situation to assist you in making the choice. Sometimes there are choices other than bankruptcy.

For instance, you may want to consult with a credit counseling organization to inquire whether you may be able to repay your debts without the need for bankruptcy. We also represent clients in negotiating payment plans with creditors.

Whatever your financial situation, we can provide advice and guidance to you tailored to your particular circumstance.

We are a debt relief agency.  We help people file for bankruptcy relief under the bankruptcy code.

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